About This Video
You’ve submitted your paperwork, your loan received conditional approval, and now the underwriter wants MORE?
Before you panic, here’s what you need to know. 👇
✅ Conditional approval is a positive step, but it’s NOT the same as being clear to close. Sometimes, an updated pay stub, a bank statement, or even a $5,000 deposit can lead to additional questions.
Why? Because underwriters need to verify the details, and sometimes one document leads to another request.
💡 More paperwork doesn’t automatically mean something is wrong with your loan. It means there are still conditions to clear.
At Lock It Mortgage, we help you understand what’s being requested, review your documents, and work toward getting those conditions cleared.
🏡 Buying a home? Save this for later and share it with someone going through the mortgage process!
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Disclaimer: This is not a commitment to lend. All loans are subject to borrower qualification, property eligibility, and underwriting approval. Rates and terms are subject to change without notice. Additional terms & conditions apply.
