Historical Mortgage Rates & Trends

Loan Scenario Applied:

Loan Purpose:

Purchase

Purchase Refinance Rate & Term

Loan Type:

Conventional

Conventional FHA VA

State:

Texas

Alabama Arizona Arkansas California Colorado Connecticut Delaware District Of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico North Carolina North Dakato Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakato Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Loan Amount: $400,000

Property Value: $500,000

FICO Credit Score: 720 - 739

Occupancy: Owner Occupied

Property Type: Single Family Residence

Last Updated: 01/14/2026 07:55 PM (CST)

Lock It Mortgage - Purchase Rate Chart

Freddie Mac - Purchase Rate Chart

Zillow - Purchase Rate Chart

30-Year Fixed Rate

15-Year Fixed Rate

Source:

Zillow

Zillow - Refinance Rate Chart

30-Year Fixed Rate

15-Year Fixed Rate

Source:

Zillow

Disclaimer: Rates shown are for illustration purposes only and may differ based on your credit, loan details, and market changes.