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Rate Quote

Last updated: Oct 14, 2024 12:27 PM (CST)

Purchase Refinance
Loan Amount:

Property Value:

Down payment:

Loan-to-Value:

Occupancy:
Owner Occupied
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Owner OccupiedSecond HomeInvestment
ZIP Code:

FICO Credit Score:
720 - 739 (Good)
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800 or higher (Exceptional)780 - 799 (Very Good)760 - 779 (Very Good)740 - 759 (Very Good)720 - 739 (Good)700 - 719 (Good)680 - 699 (Good)660 - 679 (Good)640 - 659 (Fair)620 - 639 (Fair)600 - 619 (Fair)580 - 599 (Fair)560 - 579 (Poor)540 - 559 (Poor)500 - 539 (Poor)
Loan Type:
Conventional
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ConventionalJumboFHAFHA StreamlineVAVA Streamline Refinance (VA IRRRL)
Upfront MIP Fee:
Financed
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FinancedNot Financed
$ (Upfront MIP Fee = Loan Amount x 1.75%)
VA Service Type:
Active Duty Service Members
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Active Duty Service MembersVeteransReservists & National Guard MembersRetired MilitarySurviving Spouse (DIC recipient)
VA Loan Use Type:
First-time Use
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First-time UseSubsequent Use
VA Disability Status:
Service-Connected Disability (>=10%)
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Service-Connected Disability (>=10%)Receiving VA Disability CompensationSurviving Spouse (DIC recipient)Purple Heart Recipient (Active Duty)N/A
VA Funding:
Financed
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FinancedNot Financed
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Property Type:
Single Family Residence
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Single Family ResidenceCondominium - AttachedCondominium - DetachedTownhouse/PUDManuf HousingDuplexTriplexFourplex
Number Of Borrowers:
1
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12345
If yes, what is the remaining balance?

CLTV:

Commit Period:
30 days
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15 days30 days
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LOAN LIMITS

Zip Code
Property Unit Count
Current Loan Type

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Question(s)
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VA FUNDING FEE RATES

Loan Type
Purchase
Purchase
Purchase
Cash-Out Refinance
Down Payment
0%
5% or more
10% or more
N/A
First-time Use
2.15%
1.5%
1.25%
2.15%
Subsequent Use
3.3%
1.5%
1.25%
3.3%
VA funding Fee = Loan Amount x Applicable Funding Fee Percentage
VA funding Fee = x
VA funding Fee =
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VA IRRRL FUNDING FEE RATES

Loan Type
VA Streamline Refinance (VA IRRRL)
Down Payment
N/A
First-time Use
0.5%
Subsequent Use
0.5%
VA funding Fee = Loan Amount x Applicable Funding Fee Percentage
VA funding Fee = x
VA funding Fee =
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PROPOSED Housing EXPENSE

Interest rate: / APR:
Principal + Interest
$
Hazard Insurance
$
Real Estate Taxes
$
Mortgage Insurance
$
Total Monthly Payment
$
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RATE ALERT SETUP

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  • Loan Amount:
  • Property Value:
  • Loan Term:
  • Credit Score (FICO):
  • Property Type:
Target interest rate
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Current Points/Credits:
How often would you like to receive notifications?
Weekly
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WeeklyMonthlyOnce target rate hits
Our system checks the rate daily and will alert you once your target rate is reached.
Full name
Email address
Phone number
Disclaimer: By submitting this form, you consent to Lock It Mortgage, our service providers, and affiliates contacting you via phone call, email, and text message (SMS/MMS) to assist with your request and improve your experience. Consent is not a condition for using Lock It Mortgage’s services. Message and data rates may apply. Messaging frequency may vary. Reply STOP to opt-out; Reply HELP for support. Visit Privacy Policy and Terms Of Use for details.

See if you qualify for affordable home financing programs

For Low-to-Moderate Income borrowers purchasing or refinancing a primary home

Are you a first-time homebuyer?

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First-time homebuyers are those purchasing a home for the first time or who haven't owned property in the past three years.

Total number of financed properties

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Only 1 financed property 2 financed properties More than 2 financed properties

Including the subject property.

What is your total pre-tax income?

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Including income of all borrowers.